BUSINESS LOANS

A business loan is specifically designed for business purposes and can be either secured or unsecured. Whether your business requires funding for expansion, refurbishment, cash flow, capital injection, or Tax and VAT liabilities, we have a panel of lenders offering both short- and long-term solutions, ranging from 3 months to 20 years.

Business Loans

COMMERCIAL MORTGAGES

A commercial mortgage is a loan secured against commercial property, such as an office building, shopping centre, industrial warehouse, or apartment complex. The funds from a commercial mortgage are typically used to acquire, refinance, or redevelop commercial property. By assessing your asset base, income stream, sector, location, and experience, we can approach the most suitable lenders to secure favourable terms.

CORPORATE BUY-TO-LET

A buy-to-let mortgage is specifically designed for purchasing a property with the intention of letting it out. Buy-to-let properties are usually residential, but this category also includes student property investments and hotel room investments. Our team can review your current buy-to-let portfolio to ensure we find the right lender to meet your individual requirements.

Property Finance

PROPERTY FINANCE

  • HMO Finance – HMO (House in Multiple Occupation) finance is designed for properties used as bedsits, shared houses or flats where tenants have individual tenancy agreements, or student accommodation.
  • Bridging Finance – A bridging loan is a short-term financing option used while securing longer-term funding. Our panel of lenders can provide bridging finance for auction purchases, time-sensitive transactions, or properties requiring substantial refurbishment.
  • Development Finance – This form of short-term funding enables developers and investors to acquire and develop residential or commercial properties. It typically falls into two categories: new-build developments and the refurbishment of existing properties.

ASSET FINANCE

Assets are owned by a firm or an individual. Assets are listed on a firm’s balance sheet and include tangible items such as inventories, equipment, and real estate as well as intangible items. Whether you are looking to purchase new vehicles, machinery, plant and or equipment asset finance could be the right option for you. We can review your current financing, and future requirements and provide various options from our specialist panel of asset finance lenders.

 

INVOICE FINANCE

Invoice finance allows businesses to borrow against outstanding invoices, improving cash flow, enabling prompt payment of employees and suppliers, and supporting reinvestment in operations and growth. We can assess your cash flow cycle and source the right lender to meet your specific needs.